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Top 47 Startups developing AI for Financial Services
Oct 27, 2025 | By Siddhant Patel | 30 |
These startups use AI for credit underwriting, predicting invoice payment, investment optimization, trading, customer service and making better financial decisions.
1
Country: USA | Funding: $35M
Numeral puts sales tax on autopilot for leading e-commerce and SaaS businesses.
Numeral puts sales tax on autopilot for leading e-commerce and SaaS businesses.
2
Country: USA | Funding: $1.2M
Collect Debt AI creates AI-powered debt collection tool. Its AI voice agents sound completely human, negotiate payments intelligently, and handle 24/7 debt collection calls while maintaining 99.9% FDCPA compliance.
Collect Debt AI creates AI-powered debt collection tool. Its AI voice agents sound completely human, negotiate payments intelligently, and handle 24/7 debt collection calls while maintaining 99.9% FDCPA compliance.
3
Country: USA | Funding: $1.5B
Affirm is the financial company for everyday people that provides affordable ways to buy online that are more flexible and transparent than any other credit option. It uses machine learning algorithms for credit underwriting.
Affirm is the financial company for everyday people that provides affordable ways to buy online that are more flexible and transparent than any other credit option. It uses machine learning algorithms for credit underwriting.
4
Country: USA | Funding: $519.1M
Upstart checks your education and job history and helps to understand more about your future potential, and allow you to get a lower rate for lending.
Upstart checks your education and job history and helps to understand more about your future potential, and allow you to get a lower rate for lending.
5
Country: USA | Funding: $475M
HighRadius' platform aims to automate routing receivables and payments processes (such as predicting invoice payment dates, for example) across a variety of functions via AI and machine learning.
HighRadius' platform aims to automate routing receivables and payments processes (such as predicting invoice payment dates, for example) across a variety of functions via AI and machine learning.
6
Country: USA | Funding: $415M
Adept AI is a machine learning research and product lab building general intelligence.
Adept AI is a machine learning research and product lab building general intelligence.
7
Country: USA | Funding: $350M
A Specialized Consulting, Research, & Training Agency offering Financial DSaaS (Data Science as a Service)
A Specialized Consulting, Research, & Training Agency offering Financial DSaaS (Data Science as a Service)
8
Country: USA | Funding: $300M
ZestFinance allows to increase approval rates, cut credit losses, and improve underwriting using machine learning underwriting platform. ZestFinance’s credit-decisioning platform helps lenders predict credit risk so they can increase revenues, reduce risk & ensure compliance.
ZestFinance allows to increase approval rates, cut credit losses, and improve underwriting using machine learning underwriting platform. ZestFinance’s credit-decisioning platform helps lenders predict credit risk so they can increase revenues, reduce risk & ensure compliance.
9
Country: USA | Funding: $286.6M
SparkCognition engages in developing AI-Powered cyber-physical software for the safety, security, and reliability of IT, OT, and the IoT. SparkCognition builds artificial intelligence solutions for applications in energy, oil and gas, manufacturing, finance, aerospace, defense, and security.
SparkCognition engages in developing AI-Powered cyber-physical software for the safety, security, and reliability of IT, OT, and the IoT. SparkCognition builds artificial intelligence solutions for applications in energy, oil and gas, manufacturing, finance, aerospace, defense, and security.
10
Country: USA | Funding: $200M
Afiniti enables the real-time, optimized pairing of individual contact center agents with individual customers in large enterprises. It provides its services to a range of sectors, including airlines, financial services, hospitality, insurance, politics, retail, satellite TV, social media, telecommunications, and utilities.
Afiniti enables the real-time, optimized pairing of individual contact center agents with individual customers in large enterprises. It provides its services to a range of sectors, including airlines, financial services, hospitality, insurance, politics, retail, satellite TV, social media, telecommunications, and utilities.
11
Country: UK | Funding: £149M
FINBOURNE Technology is a fintech company that has built a platform to help financial companies organize and use more of their data in AI and other models.
FINBOURNE Technology is a fintech company that has built a platform to help financial companies organize and use more of their data in AI and other models.
12
Country: South Korea | Funding: $169M
Qraft Technologies provides AI solutions customized for various uses and has specialties in AI investment solutions.
Qraft Technologies provides AI solutions customized for various uses and has specialties in AI investment solutions.
13
Country: UK | Funding: $138.8M
Cleo is a developer of an app and chatbot designed as a financial assistant.
Cleo is a developer of an app and chatbot designed as a financial assistant.
14
Country: USA | Funding: $128M
Vise AI is an artificial intelligence-driven asset management platform, built and designed specifically for the Financial Advisor of the future. The platform builds personalized portfolios and automates portfolio management, while providing key intelligence, enabling the financial advisor to focus on developing their clients and growing their business.
Vise AI is an artificial intelligence-driven asset management platform, built and designed specifically for the Financial Advisor of the future. The platform builds personalized portfolios and automates portfolio management, while providing key intelligence, enabling the financial advisor to focus on developing their clients and growing their business.
15
Country: Canada | Funding: $102.3M
Through the application of machine learning and artificial intelligence technologies, the MindBridge platform detects anomalous patterns of activities, unintentional errors and intentional financial misstatements. Using the MindBridge AI Auditor, organizations across multiple industries can minimize financial loss
Through the application of machine learning and artificial intelligence technologies, the MindBridge platform detects anomalous patterns of activities, unintentional errors and intentional financial misstatements. Using the MindBridge AI Auditor, organizations across multiple industries can minimize financial loss
16
Country: UK | Funding: $102M
Bud develops an open banking platform that enables users to access data from any financial product.
Bud develops an open banking platform that enables users to access data from any financial product.
17
Country: USA | Funding: $75M
Cape Analytics leverages machine learning and geospatial imagery to identify property attributes at scale allowing insurance companies to provide more accurate quotes.
Cape Analytics leverages machine learning and geospatial imagery to identify property attributes at scale allowing insurance companies to provide more accurate quotes.
18
Country: USA | Funding: $60.7M
Clinc develops intelligent personal financial assistant. Mobile, voice-activated, artificial intelligence platform enabling personal and instant answers for common or complex questions.
Clinc develops intelligent personal financial assistant. Mobile, voice-activated, artificial intelligence platform enabling personal and instant answers for common or complex questions.
19
Country: UK | Funding: $59.4M
Eigen is a research-driven AI company specialising in NLP for businesses in finance, law and professional services. Eigen automates the extraction and classification of information from documents. Their simple, flexible Natural Language Processing (NLP) technology accurately extracts information from diverse types of documents at scale and can be integrated into our clients’ workflows.
Eigen is a research-driven AI company specialising in NLP for businesses in finance, law and professional services. Eigen automates the extraction and classification of information from documents. Their simple, flexible Natural Language Processing (NLP) technology accurately extracts information from diverse types of documents at scale and can be integrated into our clients’ workflows.
20
Country: USA | Funding: $55.5M
Sentieo is an AI-powered financial research platform that develops and distributes a range of systems to its clients.
Sentieo is an AI-powered financial research platform that develops and distributes a range of systems to its clients.
