Affirm
Updated: June 24, 2026
Founder Max Levchin
Country: USA | Funding: $7.6B (+)
Founded: 2012
Website: https://www.affirm.com
Affirm is the financial company for everyday people that provides affordable ways to buy online that are more flexible and transparent than any other credit option. It uses machine learning algorithms for credit underwriting. Additionally, its AI-powered platform, AdaptAI, enables the company and its partners to deliver personalized financial benefits—such as exclusive interest rates, special repayment terms, and instant savings—directly to consumers through the app.
Founded: 2012
Website: https://www.affirm.com
Affirm is the financial company for everyday people that provides affordable ways to buy online that are more flexible and transparent than any other credit option. It uses machine learning algorithms for credit underwriting. Additionally, its AI-powered platform, AdaptAI, enables the company and its partners to deliver personalized financial benefits—such as exclusive interest rates, special repayment terms, and instant savings—directly to consumers through the app.
