Top 36 Startups developing AI for Financial Services

Updated: Nov 17, 2025
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These startups use AI for credit underwriting, predicting invoice payment, investment optimization, trading, customer service and making better financial decisions.
1
Affirm
Country: USA | Funding: $7.6B
Affirm is the financial company for everyday people that provides affordable ways to buy online that are more flexible and transparent than any other credit option. It uses machine learning algorithms for credit underwriting.
2
Upstart
Country: USA | Funding: $1.9B
Upstart checks your education and job history and helps to understand more about your future potential, and allow you to get a lower rate for lending.
3
HighRadius
Country: USA | Funding: $475M
HighRadius' platform aims to automate routing receivables and payments processes (such as predicting invoice payment dates, for example) across a variety of functions via AI and machine learning.
4
ZestFinance
Country: USA | Funding: $357.7M
ZestFinance allows to increase approval rates, cut credit losses, and improve underwriting using machine learning underwriting platform. ZestFinance’s credit-decisioning platform helps lenders predict credit risk so they can increase revenues, reduce risk & ensure compliance.
5
World Data Science Institute
Country: USA | Funding: $350M
A Specialized Consulting, Research, & Training Agency offering Financial DSaaS (Data Science as a Service)
6
SparkCognition
Country: USA | Funding: $286.6M
SparkCognition engages in developing AI-Powered cyber-physical software for the safety, security, and reliability of IT, OT, and the IoT. SparkCognition builds artificial intelligence solutions for applications in energy, oil and gas, manufacturing, finance, aerospace, defense, and security.
7
Afiniti
Country: USA | Funding: $200M
Afiniti enables the real-time, optimized pairing of individual contact center agents with individual customers in large enterprises. It provides its services to a range of sectors, including airlines, financial services, hospitality, insurance, politics, retail, satellite TV, social media, telecommunications, and utilities.
8
Finbourne
Country: UK | Funding: £149M
FINBOURNE Technology is a fintech company that has built a platform to help financial companies organize and use more of their data in AI and other models.
9
Qraft
Country: South Korea | Funding: $169M
Qraft Technologies provides AI solutions customized for various uses and has specialties in AI investment solutions.
10
Cleo
Country: UK | Funding: $138.8M
Cleo is a developer of an app and chatbot designed as a financial assistant.
11
Vise AI
Country: USA | Funding: $128M
Vise AI is an artificial intelligence-driven asset management platform, built and designed specifically for the Financial Advisor of the future. The platform builds personalized portfolios and automates portfolio management, while providing key intelligence, enabling the financial advisor to focus on developing their clients and growing their business.
12
Bud
Country: UK | Funding: $102M
Bud develops an open banking platform that enables users to access data from any financial product.
13
MindBridge AI
Country: Canada | Funding: $102.3M
Through the application of machine learning and artificial intelligence technologies, the MindBridge platform detects anomalous patterns of activities, unintentional errors and intentional financial misstatements. Using the MindBridge AI Auditor, organizations across multiple industries can minimize financial loss
14
Cape Analytics
Country: USA | Funding: $75M
Cape Analytics leverages machine learning and geospatial imagery to identify property attributes at scale allowing insurance companies to provide more accurate quotes.
15
Clinc
Country: USA | Funding: $60.7M
Clinc develops intelligent personal financial assistant. Mobile, voice-activated, artificial intelligence platform enabling personal and instant answers for common or complex questions.
16
Eigen Technologies
Country: UK | Funding: $59.4M
Eigen is a research-driven AI company specialising in NLP for businesses in finance, law and professional services. Eigen automates the extraction and classification of information from documents. Their simple, flexible Natural Language Processing (NLP) technology accurately extracts information from diverse types of documents at scale and can be integrated into our clients’ workflows.
17
Sesamm
Country: France | Funding: €50.5M
SESAMm is a fintech company that specializes in big data and artificial intelligence for investment.
18
Fount
Country: South Korea | Funding: ₩58.8B
Fount is an asset management Robo-Advisor startup.
19
Ripjar
Country: UK | Funding: $41.5M
Ripjar is a data intelligence company that transforms global institutions ability to manage strategic risks. It uses AI that detects financial crime
20
Tookitaki
Country: Singapore | Funding: $40.7M
Tookitaki provides a ML platform to build and optimise work flows for Financial Institutions primarily in the AML and Reconciliation Space.
21
Numeral
Country: USA | Funding: $35M
Numeral puts sales tax on autopilot for leading e-commerce and SaaS businesses.
22
Numerai
Country: USA | Funding: $32.5M
Numerai transforms and regularizes financial data into machine learning problems for global network of data scientists. The stock market is inefficient with respect to new developments in machine learning — only a fraction of the world's data scientists have access to its data. Numerai is changing this.
23
Interface.ai
Country: USA | Funding: $30M
interface.ai is an award-winning out-of-the-box Intelligent Virtual Assistant(IVA) for Banks & Credit Unions.
24
Skyline AI
Country: Israel | Funding: $25M
Skyline is a real estate technology platform that connects accredited global investors to US real estate opportunities.
25
Lingua Custodia
Country: France | Funding: €15.1M
Lingua Custodia is the provider of VERTO, a SaaS-based, customizable machine translation software for the financial industry. The translation software is built using several statistical tables based on general language data and uses machine learning to train with the documents that were already translated to learn the industry-specific terminology.
26
ClearGrid
Country: UAE | Funding: $10M
ClearGrid aims to help modernize debt collection and recovery with AI.
27
Mosaic Smart Data
Country: UK | Funding: $9M
Mosaic Smart Data, the fintech which provides real-time data for fixed income, currencies and commodities. It delivers the insight and real-time intelligence that FICC market participants need to increase business opportunities and meet regulatory requirements.
28
Linq
Country: USA | Funding: $6.6M
Investment Research Platform for Financial Analysts Powered by Generative AI Search
29
Lingxi
Country: China | Funding: $6.2M
Lingxi applies machine intelligence to financial services such as debt collection and insurance sales
30
Trade Ideas
Country: USA
Trade Ideas’ A.I. is a virtual research analyst that never sleeps and sifts through technicals, fundamentals, social media, earnings and more, across millions of possible trades every day to find the highest probability, risk appropriate opportunities.
31
Datrics
Country: USA | Funding: $1.3M
Datrics democratizes the creation of self-service analytics and machine learning solutions by providing an intuitive drag-n-drop interface.
32
Collect Debt AI
Country: USA | Funding: $1.2M
Collect Debt AI creates AI-powered debt collection tool. Its AI voice agents sound completely human, negotiate payments intelligently, and handle 24/7 debt collection calls while maintaining 99.9% FDCPA compliance.
33
ExchangeRobotics
Country: USA | Funding: $520K
Exchange Robotics aims to integrate Large agent models AI and Machine Learning technology into the manual illiquid credit and alternatives workflow, streamlining and automating investment decision-making and risk management processes for credit professionals across asset types.
34
NuAIg AI Consulting
Country: USA
NuAIg bridges the gap between planning and implementation of AI and RPA. We help businesses to leverage the power of AI.
35
Brainalyzed
Country: Germany
Brainalyzed develops enterprise AI platform for the financial industry.
36
FastTrackr AI
Country: USA
FastTrackr AI develops AI meeting assistant for financial advisors.
  See also:
Siddhant Patel
Editor: Siddhant Patel
Siddhant Patel is a senior editor for AI-Startups. He is based out of India and has previously worked at publications including Huffington Post and The Next Web. Siddhant has a special interest in artificial intelligence and has spent a decade covering the rapidly-evolving business and technology of the industry. Siddhant graduated from the Indian Institute of Science (Bengaluru). When he’s not writing, Siddhant is also a developer and has a deep historical knowledge of the computer industry for the past 50 years. You can contact Siddhant at sidpatel(at)ai-startups(dot)pro